If Wal-Mart wasn't there, it'd be Jones-Mart or Smith-Mart. Our culture and economy has basically evolved so that there will be an apex retailer, and Wal-Mart is it.

And again, look at your own medical insurance. Your employer may well come after you to get its money back if you get a disabling illness too. Wal-Mart didn't invent this, it's the insurance companies who did. Gee, what a shock!